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Welcome, and thank you for using superFi! When you use superFi Platform, You are agreeing to be governed by the Terms and Conditions contemplated herein below read with our Privacy Policy, the terms and condition (if any) specific to the products and/ or services availed by You. We sincerely recommend you take a few minutes to read over and familiarise Yourself with the Terms and Conditions described below.
Note: By registering, browsing, accessing, downloading, and/or using the superFi Platform either for general purpose or for specific purpose, You are agreeing to and entering into a legally binding agreement with ZSM Ventures Private Limited.
PLEASE READ THROUGH THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING SUPERFI PLATFORM (i.e., THE SITE AND/OR ITS MOBILE APPLICATION)
The website superfi.club (“Website”) and the mobile application superFi (“Mobile App”) is owned, operated, and managed by ZSM Ventures Private Limited, having its registered office located at S-01, Inclover Grand Apartments, 1st Cross, Near Swami Vivekananda Road Metro Station, Indiranagar, Bengaluru, KA - 560038.
Please note that your browsing, accessing, downloading, and/or using superFi Platform are subject to the terms and conditions stated herein; if You do not agree to any or all of the following terms and conditions, You should not use or access the superFi Platform and/or superFi Platform Services in any manner.
DEFINITIONS
“We”, “Us”, “Our”, “Company” - shall refer to ZSM Ventures Private Limited.
“You”, “Yours”, “Yourself”, “User”, “superFi User” - refers to any individual, non- individual or corporate body.
“superFi Platform'' shall mean and include Mobile App and Website under brand names superFi owned, operated, and managed, by ZSM Ventures Private Limited.
“superFi Platform Services” - shall include services and products offered via superFi Platform including but not limited to Financial Education Services (Mutual Funds, Stocks, Fixed Deposits, Insurance, Loans, Credit Cards, Real Estates, EPF, NPS, Crypto, RSUs/ESOPs, etc).
“Third Party Service Provider(s)” means and includes company, vendors, business partners, banks & financial institutes or any such entity whose facilities are used by the Company to provide the various services including superFi Platform Services to Users through the superFi Platform.
“Terms” or “Terms and Conditions”- are interchangeably used and shall have the same meaning.
You hereby understand that, the specific products / services availed by You may have their own additional / supplemental terms and conditions as available on superFi Platform and You unequivocally grant Your consent to abide and remain compliant with the said additional / supplemental terms and conditions. When You use any of the superFi Platform Services provided on the superFi Platform, You shall also be subjected to comply with applicable law(s), rule(s), guideline(s), notification(s), circular(s), or such other directive(s) issued by applicable Government Authority.
You acknowledge and understand that these Terms and Conditions along with additional / supplemental terms and conditions of superFi Platform Services shall be read harmoniously. Company reserves the right to change / amend / modify these Terms or the additional / supplemental terms and conditions applicable to superFi Platform services offered on the superFi Platform at any time, without notice.
By registering on superFi Platform and/or accessing the superFi Platform Services, you agree, declare and represent that:
You are capable of entering into a legally binding contract and that You are not barred or otherwise legally prohibited to use superFi Platform (including any and all superFi Platform Services).
You understand and agree that You shall only use the superFi Platform (including superFi Platform Services) for your personal use and purpose only. You shall always ensure that Your use of superFi Platform and/or reasons to avail superFi Platform Services shall be strictly for valid, lawful purpose.
You shall be responsible to maintain confidentiality of your superFi Platform account including your log-in credentials & OTPs. In event, if Your device is lost or stolen, you shall be responsible to immediately undertake all necessary measures to secure your superFi Platform account i.e., by blocking your SIM, logging out your active session etc. You agree that, You shall also inform the Company, on immediate basis, by writing to hey@superfi.club and furnishing all relevant information to establish Your claim. This would enable the Company to block your superFi Platform account. Company will use commercially reasonable efforts to block / suspend your superFi Platform account, however, You understand that Company is merely facilitating you to secure your account on good-faith basis and as such Company assumes no responsibility or liability towards any losses, frauds that may happen or you may suffer under your superFi Platform account.
The information You provide when You register on the superFi Platform is complete, true, correct, updated, accurate and belongs to You. In the event, Your information is not accessible online, and You wish to change, modify, update, or delete Your personal information or other information that You may have provided, please contact us immediately at hey@superfi.club
You shall remain responsible to notify the Company of any material change in your personal information and/or profile. Company would be entitled to rely on the most recent information provided by You.
Company will make best efforts to provide alerts via SMS/email/WhatsApp/push notifications and it shall be deemed that You shall have received the information sent from Company as an alert on the mobile phone number or e-mail id furnished by You on superFi Platform or availing any superFi Platform Services. You hereby unequivocally grant Company the right and authority to use your contact details as furnished by You at the time of registering on superFi Platform as your primary, valid and default communication address for any and all superFi Platform Services. Company shall not be under any obligation to confirm the authenticity of the person(s) receiving the alert. You cannot hold Company liable for non-availability of the SMS/email alert/push notifications service in any manner whatsoever.
You further understand that the SMS/e-mail alert/ WhatsApp/push notification service provided by Company is an additional facility provided for Your convenience and that it may be susceptible to error, omission and/or inaccuracy. In the event, You observe any error in the information provided in the alert, You shall immediately inform Company about the same by and We will make best possible efforts to rectify the error at the earliest feasible. You shall not hold us liable for any loss, damages, claim, expense including legal cost that may be incurred/suffered by You on account of the SMS/e-mail alert/push notification facility.
You understand that the Company will be relying on Third Party Service Provider(s) to enable SMS/e-mail alert/WhatsApp/push notifications/OTP. The readability, accuracy, and timely delivery is / are subject to multiple factors including the infrastructure and connectivity at Third Party Service Provider(s) end. Company makes no representation, or assurance of timely or delayed delivery. Company shall not be liable or responsible for any non-delivery, delayed delivery, skewed message, or alerts.
You understand that You shall be responsible for maintaining the confidentiality of your superFi Platform account information and You are fully responsible for all activities that occur under Your superFi Platform account. You also agree to always keep your login credentials safe, secure and confidential. You further agree to immediately inform the Company, in case of any actual or suspected unauthorised use of Your superFi Platform account. Company cannot and shall not be liable for any losses or damages arising from Your failure to comply with these provision(s).
You acknowledge that the software and hardware underlying the application as well as other Internet related software which are required for accessing the application are the legal property of either Company or its respective Third Party Service Providers. The permission given by the Company to access the superFi Platform will not convey or grant any proprietary or ownership rights in the above software/hardware.
You understand and accept that not all the products and services offered on or through the superFi Platform are available in all geographic areas and/or to our entire user base. You may not be eligible for all the products or services offered by Company or Third Party Service Provider(s) on the superFi Platform. The Company and such Third Party Service Provider(s) reserve the right to determine the availability and eligibility for any product or service offered via superFi Platform.
The Company is not responsible for the availability of content or other services on third party sites linked from superFi Platform. You are aware that access of hyperlinks to other internet sites are at your own risk and the content, accuracy, opinions expressed, and other links provided by these sites are not verified, monitored or endorsed by the Company in any way. The Company urges You to read the terms of use, privacy policy and/or other conditions available on respective third party sites, before accessing or registering with any of such third party sites. Company does not make any warranties and expressly disclaims all warranties express or implied, including without limitation, those of merchantability and fitness for a particular purpose, title or non-infringement with respect to any information or services or products that are available or advertised or sold through these third-party platforms.
You agree that You will not use the superFi Platform for any purpose that is unlawful or prohibited by these Terms. You also agree You will not use the superFi Platform in any manner that could damage, disable or impair the application or interfere with any other party’s use, legal rights, or enjoyment of the application. You hereby represent and warrant that you shall make use of the superFi Platform as a prudent, reasonable and law-abiding citizen and you shall comply with relevant applicable laws.
Company reserves the right in its sole discretion to delete, block, restrict, disable, suspend your account or part thereof. If User is found engaging in any fraudulent / illegal activities including but not limited to the following activities i.e., abusing any of the representatives of the organisation, indulge in fraudulent activities on the superFi Platform, using mass media and/or bots to engage with the platform, using mass media and/or bots to malign the organisation’s reputation these activities may be referred to appropriate legal authority for a legal recourse, violation of these terms and conditions.
You acknowledge that, in the course of Your relationship with Company and in using the services, you may obtain information relating to the services and/or Company (“Proprietary Information”). Such Proprietary Information shall belong solely to Company and includes, but is not limited to, the features and mode of operation of the Services, trade secrets, know-how, inventions (whether or not patentable), techniques, processes, programs, ideas, algorithms, schematics, testing procedures, software design and architecture, computer code, internal documentation, design and function specifications, product requirements, problem reports, analysis and performance information, benchmarks, software documents, and other technical, business, product, plans and data. In regard to this Proprietary Information:
You shall not use (except as expressly authorised by this Agreement) or disclose Proprietary Information without the prior written consent of Company unless such Proprietary Information becomes generally publicly available without your breach of this Agreement.
You agree to take reasonable measures to maintain the Proprietary Information and Services in confidence.
superFi Platform is protected by copyright, trademarks, patents, trade secrets and/or other relevant intellectual property laws. No information, content or material from superFi Platform may be copied, reproduced, republished, uploaded, posted, transmitted or distributed in any way without the Company's express written permission. You are hereby given a limited licence to use the superFi Platform for your personal and non-commercial use, subject to your agreement of these Terms. You agree not to sell, licence, distribute, copy, modify, publicly perform or display, transmit, publish, edit, adapt, create derivative works from, or otherwise make unauthorised use of the superFi Platform.
You agree that during your use and access of the superFi Platform and/or availing of the services offered by the superFi Platform, you will provide Us with certain information and other data as mentioned under these Terms herein which may or may not be otherwise publicly available. Please note that We respect the privacy and confidentiality of such data and the provisions pertaining to such private information and data as provided by You under these Terms, are governed under the superFi Platform’s Privacy Policy. By using and visiting the superFi Platform and availing superFi Platform Services, you also agree to our Privacy Policy and the information provided on the superFi Platform shall be shared within our Group Entities and business partners.
The usage of the superFi Platform is entirely free however the Company has the right to charge its Users a fee for availing its services and/or other fees, as applicable for any specific product / services being offered on superFi Platform. The applicable fees will be made available at the time of registration and/or on its applicability and/or under the relevant product / services section. Company may change fee structure as it determines in its sole discretion from time to time and notice regarding the same shall be intimated to you adequately in advance prior to such change in fee structure. All charges and fees shall be exclusive of taxes and all Government taxes including but not limited to GST shall be payable by you. Please note the charges / fees applicable shall be non-transferable, non refundable and non-cancellable in nature.
THE USER AGREES AND UNDERSTANDS THAT THE SUPERFI PLATFORM IS PROVIDED BY US ON AN “AS IS” AND “AS AVAILABLE” BASIS AND WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE SUPERFI PLATFORM OR THE INFORMATION, CONTENT INCLUDED ON THE SUPERFI PLATFORM. YOU EXPRESSLY AGREE THAT YOUR USE OF THE SUPERFI PLATFORM IS AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMISSIBLE BY APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT THE SUPERFI PLATFORM, ITS SERVERS, OR EMAIL/OTHER COMMUNICATION SENT FROM THE SUPERFI PLATFORM ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THE SUPERFI PLATFORM, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE AND CONSEQUENTIAL DAMAGES.
These Terms, together with the other laws, guidelines, rules, (additional / supplemental) terms & conditions and/or policies of the superFi Platform, including the Privacy Policy and any other arrangement/agreement in relation the Services, constitute the entire agreement between the User and the Us and supersede all previous agreements, promises, proposals, representations, understandings and negotiations, whether written or oral, between the User and Us pertaining to the subject matter hereof.
Notwithstanding the termination or rescission of this Agreement, the provisions of this Agreement shall continue to apply to those duties and obligations which are intended to survive any such cancellation, termination or rescission, including, without limitation clauses related to Limitation of liability, Indemnity, Warranty, Intellectual Property, Confidentiality, Dispute Resolution, Governing Law and Jurisdiction. Further any provisions of this Agreement which by implication are to survive the termination of this Agreement shall survive such termination. Termination of the Agreement shall not abate the causes of action that have accrued to the parties prior to such termination.
Company shall provide assistance and co-ordinate with the Users in case of any issues / queries raised by the User and shall resolve the queries on the best effort basis. The User can address their queries by writing and delivering their concern via email to hey@superfi.club.
Company reserves the right to change, amend, or modify, from time to time, any provision related to the superFi Platform (including superFi Platform Service(s)) or these Terms, which also include, changing of the extent and scope of the services and/or include any other category, service, facility or feature within the term superFi Platform Service’, at the sole discretion of the Company. Any such change(s) shall be effective immediately upon the posting of revised Terms and may be notified via superFi Platform. You can determine when these Terms were last revised by referring to ‘LAST UPDATED’ at the bottom of these Terms. By using the services provided through this superFi Platform, you shall be deemed to have accepted the Terms herein including the amended Terms published on the superFi Platform from time to time. Your continued use of the superFi Platform following the posting of changes means that you accept and agree to the changes. If you do not agree with any such change, your sole and exclusive remedy is to terminate your use of the superFi Platform. It is, further, clarified that the User’s use and access of the superFi Platform/Service(s) is subject to the most recent version of these Terms made available on the superFi Platform at the time of such use.
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